LEGAL DOCUMENT

Terms & Conditions

Effective Date: 25 June 2026

Welcome to Bharat Policy Advisors. By accessing and using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, please do not use this website.

1

Website Purpose

The website of Bharat Policy Advisors is intended to provide information regarding insurance and financial planning services and to enable users to submit enquiries for consultation.

2

Advisory Services

Bharat Policy Advisors provides guidance and consultation related to LIC policies and financial planning based on the information provided by users. The final decision to purchase any insurance product rests solely with the customer.

3

Information Provided by Users

By submitting information through our website, you confirm that:

  • The information provided by you is true, accurate and complete.
  • You are submitting your own information or have the necessary authorization to do so.
  • You agree to be contacted by phone call, SMS, email or WhatsApp regarding your enquiry and requested services.
4

No Guarantee of Policy Issuance

Submission of an enquiry form or consultation request does not guarantee policy issuance, approval or acceptance. Policy issuance is subject to the terms, conditions and underwriting requirements applicable to the respective insurance product.

5

Intellectual Property

All content available on this website, including text, graphics, logos, images and design elements, is the property of Bharat Policy Advisors unless otherwise stated. Unauthorized use, reproduction or distribution is prohibited.

6

Limitation of Liability

Bharat Policy Advisors shall not be liable for any direct, indirect, incidental or consequential damages arising from the use of this website or reliance on the information provided on the website.

7

Third-Party Links

This website may contain links to third-party websites for user convenience. Bharat Policy Advisors does not control or endorse the content, products or services offered on such websites and is not responsible for their privacy practices or content.

8

Website Availability

We strive to keep the website available and updated. However, we do not guarantee uninterrupted access and may modify, suspend or discontinue any part of the website without prior notice.

9

Changes to Terms & Conditions

Bharat Policy Advisors reserves the right to modify these Terms & Conditions at any time. Updated terms will be posted on this page with the revised effective date.

10

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of India. Any disputes arising out of the use of this website shall be subject to the jurisdiction of the competent courts in New Delhi, India.

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Company

Bharat Policy Advisors

By accessing and using this website, you acknowledge that you have read, understood and agreed to these Terms & Conditions.